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Santa Land: Low Credit Score and Good Credit Score.
'So, how much can you lend me?'
'We are prepared to make you a loan, but first you have to prove that you really don't need it,'
'Aren't you afraid of inaccuracies on your credit report?'
Gas station with a sign saying "Free credit report with full tank of gas"
Tags:car, cars, vehicle, vehicles, automobile, automobiles, driving, driver, drivers, transportation, fuel, gas, gasoline, petrol, petrol station, petrol stations, gas station, gas stations, gas pump, gas pumps, gasoline pump, gasoline pumps, petrol pump, petrol pumps, filling station, filling station, fuelling station, fuelling station, garage, garages, service station, service station, servo, servos, pumping gas, pumping petrol, gas prices, fuel prices, petrol prices, gasoline prices, free, credit report, credit reports, credit score, credit scores, money, finances, personal finances, credit history, credit histories, credit bureau, credit bureaus, bank, banks, banking, loan, loans, debt, debts, credit, full tank, full tanks, full, tank, tanks, fill'er up
'Of course I have unpaid loans, what other kind is there?'
"Your sole use of credit has been to purchase Chinese takeout food. That's why you can't get a mortgage."
Tags:money, finances, personal finances, loan, loans, credit, lender, lenders, loan company, loan companies, borrower, borrowers, borrowing money, mortgage, mortgages, credit check, credit checks, credit score, credit scores, credit history, credit report, credit reports, credit bureau, credit bureaus, rejected, rejection, refusal, refused, chinese food, takeaway, takeout, chinese, delivery, to go, food, restaurant, restaurants, chinese restaurant, chinese restaurants
'Collateral? Sure, I've got collateral. How about a boatload of misery, a house of pain and a suitcase full 'o the blues?'
'I'm sorry, son, but I'm not in the bad debt business anymore.'
'I'd like one of those loans I won't have to pay back.'
'We're worried about your ability to lend us money.'
'Unfortunately Mr Jones, we're unable to approve your loan application... I'm afraid you're over-drawn!'
LOAN - just say 'No'
'Boy, for a trust company, you're not very trusting!'
Maternity Ward - 'I wonder what his credit rating is...'
'For show and tell I downloaded our teacher's credit report from the internet,'
Lemonade and Free Credit Report Stand
"I take it your credit score has gone up?"
"Great news! All of those bill collectors stopped hounding me - the hacker who stole my identity is being hounded by them now."
Tags:identity theft, identity thief, identity thieves, consumer protections, credit report, credit monitoring, bill collection, bill collectors, hackers, hacking, computer hackers, data security, internet crime, computer crimes, debt, debt collectors, debt collections, debtors, collection agency, collection agencies
'For show and tell I've brought individual credit reports on the entire faculty that I've downloaded from the internet.'
'Congratulations, Mr. Jefferson, you are right next to a sleeping dog at the corner of vine and Oak...hmmm.'
"We've been pre-disapproved for another loan."
Tags:money, finances, personal finances, credit card, credit cards, credit, credit score, credit scores, credit report, credit history, disapproved, rejected, pre-approve, pre-approval, bank, banks, banking, loan, loans, financial difficulties, financial issues, financial problems, money problems, money issues, debt, borrower, borrowers, lender, lenders, borrowing, lending, poor, poverty, bankruptcy, insolvency
"Great news! All of those bill collectors stopped hounding me because the hacker who stole my identity is being hounded by them now."
Tags:identity theft, identity thief, identity thieves, identity thefts, stolen identity, stolen identities, hacker, hackers, computer hackers, computer hacker, bill collection, bill collectors, bill collector, credit report, credit reports, credits, credit reporting, credit bureau, debt, debt management, law, criminals, cyber criminals, cyber criminal, computers, hacking, consumer protection, consumer protection bureau, consumer protection agency
"I'm afraid our credit department has turned you down!"
Moody downgrades Portugal.