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'The only frozen asset I have is this ready meal...'
"OK, you want a cool 70% in short-term with long-term assets frozen at 30%. Let me pull it all together, and I'll get back to you with a recommendation."
'Oh, your assets have been frozen.'
"It's great - if you don't pay, they'll freeze your assets."
"Your assets will be frozen? Oh, boy, is it going to snow?"
"Of course my assets are frozen, what did you expect?"