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'Collateral? Sure, I've got collateral. How about a boatload of misery, a house of pain and a suitcase full 'o the blues?'
Those who don't learn from the past are destined to relive it.
'Just a minute while I pull up your file.'
'Would it help if I did my begging?'
'So, Pharaoh, what sort of collateral do you have to put down on this $2 billion Great Pyramid you want to build?'
Loans: Enter, bow and scrape.
'Do you really want a £30,000 mortgage. . . or is this just another homework problem?'
'No. Sorry the computer has the last word.'
"If you can comfortably pay off any new loan, you obviously don't need one..."