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'Now you've signed all your assets over to the bank, I'm happy to lend you your bus fare home.'
'How do I know you'll still be around in a year?'
'Aren't you afraid of inaccuracies on your credit report?'
'Need some money for a facelift, I presume?'
'I was just passing by when I smelled money.'
'It's a mistake to borrow money from a friend.'
'Collateral? Sure, I've got collateral. How about a boatload of misery, a house of pain and a suitcase full 'o the blues?'
'I'm making a comeback!'
'Thank you for approving my loan application. Is this a good time to speak to you about loan modification?'
'We're worried about your ability to lend us money.'
'I'm afraid we can't use your other outstanding loans as collateral.'
'The bank gave us a 100 million credit line. Why won't you loan me a quarter?'
'I have lots of experience. I was a loan shark for a decade.'
'Boy, for a trust company, you're not very trusting!'
'We can mortgage your future for a very attractive low interest rate.'
'He's out hunting for open wounds and won't be back until he needs more salt.'
'Could I have a loan a cup of sugar please?'
"Although we appreciate your offer of a 'magic money tree' you still have to repay your mortgage."
'I like hopey, changey stuff myself, but it doesn't make good collateral.'
"This won't be easy, given your grades. You'll need to find someone even dumber than you to co-sign."
Tags:student loans, student loan, loan applicant, loan applicants, loan officers, higher education, tuition fee, tuition fees, education, post secondary education, debt, co-sign, borrowing money, loans officer, banking, bank, university, college, higher education, intelligence, scholarship, begging, support, high cost of education
"My social security number is one."
"Lenders are a lot more cautious about 'interest free' mortgages these days. "
Those who don't learn from the past are destined to relive it.
Tags:mortgages, mortgage, bank, banks, financial history, credit check, credit checks, credit history, bank loan, bank loans, loans officer, loans officers, financial histories, spending habit, spending habits, loan officer, loan officers, borrower, borrowers, lender, lenders, loan applicant, loan applicants, loans applicant, loans applicants
"You owe us more than your house is worth. One of our depositors will be moving in with you to help even things out."
Tags:mortgage, mortgages, bank loan, home equity, line of credit, bank loans, equity, bank, loans, borrowing money, collateral, creative financing, debt, finances, budgeting, budget, loans officer, loan officers, lifestyle, living beyond your means, homelessness, homeless, losing your house, repossession, repossessed, creative financing, coming up with solutions, creative solutions, shared accommodation, room & board
"The requirements are pretty rigid these days..."
Tags:mortgage lender, mortgage lenders, mortgage, mortgages, loan, loans, spending habit, spending habits, financial security, financial check, financial checks, financial history, credit history, applicant, applicants, borrower, borrowers, loans officer, loans officers, loans official, loans officials