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"Nacho, I let you borrow $500 last year...and you've only paid back $20."
"Did you lend Cousin Nacho money to buy seats for his Chevy Torpedo?"
"Sergio, I know you let me borrow some money last year...and I appreciate it."
'Okay, but just for argument's sake, let's say that it is the bank's business to know what you want the money for.'