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"It's simple, but it works for us!"
"Great news! All of those bill collectors stopped hounding me because the hacker who stole my identity is being hounded by them now."
'It's a bill collector!'
'It may not seem like anyone cares, but they do. Try missing a payment or two and you'll see what I mean.'
"I don't get it! The gas company sent my bill in Spanish!"
'Christmas is coming ... a hop, skip and a jump ahead of the bill collector'
'I know you're a bill collector, but wouldn't you have more fun with stamps.'